Debt settlement is a strategy for eliminating debt that involves working with settlement services to get creditors to settle your debt for a lower amount than what you owe. We offer free credit counseling sessions where you can work with professionally certified counselors to take stock of your finances, consider all your options, and choose the most advantageous path out of debt. Debt consolidation can help you with your unsecured debt debt not linked to an asset.
Debt consolidation is an important step in lowering monthly payments to creditors and collection agencies. Unlike a debt consolidation loan, you do not borrow money. With a debt consolidation plan, you will be able to combine most, if not all of your unsecured debt and make one single monthly payment.
Get Started. Each CCCS agency offers a common set of services, including financial education , budgeting assistance , and debt management plans. The company has now grown into a leading debt relief and financial education company. Today, with a goal of supplying Americans the help they need to solve their debt problems, credit.
The NFCC was founded in to promote awareness of credit and financial literacy. This was in response to the widespread introduction of credit cards and the emergence of the credit card industry. The NFCC began offering nonprofit credit counseling as a new service for those obtaining their first credit card. Individual CCCS offices soon opened around the country. CCCS also provides classes tailored to meet the specific needs of a group. We offer three different types of phone appointments depending on your financial situation: a credit counseling appointment, a pre-bankruptcy appointment, and a post-bankruptcy appointment.
In order to schedule an appointment, please complete all of the documents related to your appointment type and return them to Beth Roe by email at broe fcsohio. In limited circumstances, a client may be eligible to have fees waived. For more information, please click here. Did you know the Gramm-Leach-Bliley Act requires financial institutions — companies that offer consumers financial products or services like loans, financial or investment advice, or insurance — to explain their information-sharing practices to their customers and to safeguard sensitive data?
For information about the Gramm-Leach-Bliley Act, please click here. Pre-bankruptcy Disclosure. Post-bankruptcy Disclosure. We recommended you guys to our daughter and she just completed the signup process. She was amazed at how uncomplicated it was. Catarina was very patient, professional, and efficient in clearly explaining everything. The whole process was much easier than I expected. The testimonials provided herein are unsolicited comments from clients, based upon their individual needs, concerns, and circumstances.
Client comments are included for informational purposes only. A budget is the cornerstone of responsible financial planning. Use our compiled helpful resources, tips, and tools to help you understand and create a successful budget. Credit is a convenient way to pay for things, but knowing how to manage and maintain good credit can be very challenging.
Check out our find informative articles that will help you learn all about maintaining good credit. In your golden years? Get our checklist to help you with your preparations.
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